{"id":1600,"date":"2012-12-27T13:50:02","date_gmt":"2012-12-27T18:50:02","guid":{"rendered":"http:\/\/thevollmerfamily.com\/MajorMom\/?p=1600"},"modified":"2013-01-03T11:42:57","modified_gmt":"2013-01-03T16:42:57","slug":"personal-computer-rider","status":"publish","type":"post","link":"http:\/\/thevollmerfamily.com\/MajorMom\/2012\/12\/personal-computer-rider.html","title":{"rendered":"Why It Pays to Have a Personal Computer Rider"},"content":{"rendered":"
\"Can<\/a>

Can you see the cracks in the screen? It’s extra creepy when I’m looking at this picture of screen cracks through the real cracked screen.<\/p><\/div>\n

Allow me to give a little public service announcement.<\/p>\n

Last weekend I dropped a filled duffel bag while attempting to load it into our car-top carrier for our holiday trip to Tampa. It fell from the top of our SUV, and in the bag were my Macbook and iPad. \u00a0The iPad was well-protected, but the Macbook was not; the screen shattered and one corner of the aluminum body crushed.<\/p>\n

Don’t yell at me, I’ve been fussed at enough about this.<\/p>\n

The computer is still working decently, although I can occasionally feel the cracking of some small shards of glass inside the keyboard.<\/p>\n

We have USAA Property Insurance<\/a> (being a military family and all), and we immediately called them about our options for getting the computer repaired or replaced.<\/p>\n

We have special computer\/electronics rider on our policy that allows you to more easily repair and replace computers and electronics at cost. In other words, damaging a 4-year-old iMac that isn’t made anymore can be replaced with a current model of comprable capability.<\/p>\n

My Macbook is almost four years old, so the adjuster helped Dave browse through Apple.com to find a comprable Macbook for a cost similar to what I paid in early 2008.<\/p>\n

The money for a new MacBook Pro was transfered to our bank account within 24 hours of the fall, and I’m free to get the replacement.<\/p>\n

It was that simple!*<\/p>\n

USAA offers personal computer coverage for around $10 per year for $1000 worth of coverage. You can purchase as much as you need (preferably the total of what it would cost to replace all of your computers, software, and peripherals). USAA defines the personal computer rider coverage as:<\/p>\n

…providing additional computer coverage not automatically included in a homeowners or renters policy. Events like fire, lightning, windstorm, theft and vandalism are already covered by homeowners and renters policies. Additional Computer Coverage offers protection against drops<\/strong> and spills that cause damage to your computer.<\/p><\/blockquote>\n

Drops, indeed. It appears I have a habit of dropping my electronics. Darned gravity…<\/p>\n

http:\/\/thevollmerfamily.com\/MajorMom\/2012\/04\/five-weeks.html<\/a><\/p>\n

http:\/\/thevollmerfamily.com\/MajorMom\/2010\/09\/iphone-and-potties-dont-mix.html<\/a><\/p>\n

Again, please don’t yell…I feel awful enough!<\/p>\n

Does the personal computer rider cover smartphones? You would think it would, considering how much\u00a0capability\u00a0exists in smartphones these days. USAA is in the middle of changing that, my policy used to cover smartphones on the personal computer rider, but as of my last renewal in October that came off the policy. It’s now best to invest in the insurance that your cell phone company or smartphone manufacturer provides (such as AppleCare <\/a>for iPhones).<\/p>\n

*I just found out today that configuring a new MacBook is even more simple with “Migration Assistant<\/a>“, which lets you directly connect your old Macbook to your new one and allow the files to transfer over properly (and by “properly” I mean “adhering to Mac’s very cryptic file system”.)<\/em><\/p>\n

Are you aware of how your property insurance covers your computers? Take a moment to check your policy, and if need be, consider investing in a personal computer rider. \u00a0Trust me, it’s worth the piece of mind!<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Allow me to give a little public service announcement. Last weekend I dropped a filled duffel bag while attempting to load it into our car-top carrier for our holiday trip to Tampa. It fell from the top of our SUV, and in the bag were my Macbook and iPad. \u00a0The iPad was well-protected, but the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[341,12,342,339,340,616,338],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p5ycQ0-pO","jetpack-related-posts":[{"id":343,"url":"http:\/\/thevollmerfamily.com\/MajorMom\/2009\/04\/a-revolution-in-the-vollmer-house.html","url_meta":{"origin":1600,"position":0},"title":"A Revolution in the Vollmer House!","date":"19 April 09","format":false,"excerpt":"The kitchen laptop has officially been REPLACED!Finally!I haven't been this excited about computer stuff in a really long time -- I've been looking forward to getting a new laptop for many months, and for once I was going to save up and get something I REALLY wanted. After those months\u2026","rel":"","context":"In \"computer\"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":414,"url":"http:\/\/thevollmerfamily.com\/MajorMom\/2010\/02\/rip-kitchen-laptop-june-2000-february-2010.html","url_meta":{"origin":1600,"position":1},"title":"RIP Kitchen Laptop, June 2000 – February 2010","date":"23 February 10","format":false,"excerpt":"Okay, maybe I'm jumping the gun a little by considering it dead already since technically it's still serving its purpose.For those who had been following the adventures of my poor dilapidated Dell Inspiron 4100 \"Kitchen Laptop\" (yeah, I'm sure I'm so popular that you guys are following my laptop), yesterday\u2026","rel":"","context":"In \"computer\"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":344,"url":"http:\/\/thevollmerfamily.com\/MajorMom\/2009\/04\/iphoto-for-a-good-laugh.html","url_meta":{"origin":1600,"position":2},"title":"iPhoto — For a Good Laugh","date":"21 April 09","format":false,"excerpt":"So I'm having a grand old time working on organizing my photos on my Macbook. \u00a0There's software called \"iPhoto\" that seems quite intelligent.I've already imported all my pictures from our desktop (32,000+ photos, about 30GB).So one of the features I'm having fun with is iPhoto's Face Recognition program. \u00a0Called \"Faces\",\u2026","rel":"","context":"In \"computer\"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3613,"url":"http:\/\/thevollmerfamily.com\/MajorMom\/2015\/02\/a-chess-game-in-double-time.html","url_meta":{"origin":1600,"position":3},"title":"A Chess Game — in Double Time","date":"06 February 15","format":false,"excerpt":"Timmy got a GoPro-style camera for his birthday. Tonight they tried their first video...an 11-minute chess game. We put it in my iMovie software on my MacBook and adjusted it to double-time. So it's now 5 1\/2 minutes. There's no sound...we're still trying to figure that out on the camera....\u2026","rel":"","context":"In \"chess\"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":297,"url":"http:\/\/thevollmerfamily.com\/MajorMom\/2009\/01\/wow-what-a-smart-computer-i-have.html","url_meta":{"origin":1600,"position":4},"title":"Wow, What a Smart Computer I Have…","date":"11 January 09","format":false,"excerpt":"This is what greeted me when I tried to use Google.com for the first time this morning.I did a screen capture before immediately clicking that \"Google.com in English\" link in the lower left.Several of my web pages are doing this, my ads on Facebook are for goods and services near\u2026","rel":"","context":"In \"air force reserves\"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":257,"url":"http:\/\/thevollmerfamily.com\/MajorMom\/2008\/10\/a-bright-spot-in-a-gray-day.html","url_meta":{"origin":1600,"position":5},"title":"Nebraska Discoveries 7: Nebraska Popcorn & A Bright Spot in a Gray Day","date":"22 October 08","format":false,"excerpt":"Today has been gray and rainy all day. Ugh. Dave is in Michigan for a Google Earth conference. I'm jealous. I love Google Earth and would LOVE to learn how to write code for overlaying data! So it's just the boys and me tonight, so we had a laid-back afternoon\/evening.\u2026","rel":"","context":"In \"computer\"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/posts\/1600"}],"collection":[{"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/comments?post=1600"}],"version-history":[{"count":5,"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/posts\/1600\/revisions"}],"predecessor-version":[{"id":1606,"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/posts\/1600\/revisions\/1606"}],"wp:attachment":[{"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/media?parent=1600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/categories?post=1600"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/thevollmerfamily.com\/MajorMom\/wp-json\/wp\/v2\/tags?post=1600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}